Everything you need,
one app.
BettaLyfe gives every Nigerian — self-employed, salaried or informal — access to financial security and healthcare at prices that make sense.
Get Started FreePension Plan
Save as little as ₦1,000/month into a PENCOM-licensed Personal Pension Plan. No employer required — self-employed, artisans and informal workers welcome.
- ✓ PENCOM regulated & insured
- ✓ Flexible contributions
- ✓ Withdraw 25% at any time
Betta Care — Health Cover
From ₦500/month, access quality healthcare across 1,600+ hospitals and clinics nationwide. Plans for individuals, families and businesses.
- ✓ NHIA regulated
- ✓ AXA Mansard & NEM Insurance
- ✓ Digital health card in app
Loans
Access fast, collateral-free loans to grow your business, cover emergencies or seize opportunities. Repay on a schedule that fits your income.
- ✓ No collateral required
- ✓ Quick approval
- ✓ Flexible repayment
Betta Driver
A complete benefits package designed for professional drivers — pension, health cover, trip protection and roadside support in one plan.
- ✓ Driver-specific health plans
- ✓ Trip cover included
- ✓ Pension & savings bundled
Betta Credit
Build and track your credit profile. Use Betta Credit to access better loan rates, service subscriptions and buy-now-pay-later options across partner merchants.
- ✓ Credit score tracking
- ✓ Buy now, pay later
- ✓ Partner merchant network
Gift Cards
Send health, pension or cash-value gift cards to loved ones. Give the gift of financial security — perfect for celebrations, holidays and corporate gifting.
- ✓ Health & pension gift cards
- ✓ Instant digital delivery
- ✓ Corporate bulk orders
Ready to get started?
Download the BettaLyfe app or sign up online and start building your future today.