Our Mission

Closing the financial gap
one Nigerian at a time

BettaLyfe exists to make Personal Pension Plans, health insurance, and credit access a reality for every informal worker in Nigeria — regardless of income, location, or bank account status.

70M+
Informal workers targeted
8
UN SDGs addressed
36
States & FCT coverage
What We Solve

Six interconnected impact pillars

Each pillar addresses a structural gap in Nigeria's informal economy, creating compounding benefit for individuals, families, and communities.

Financial Inclusion

Personal Pension Plans, savings, and credit access starting at ₦10 a day — no bank account required.

FinTech Micro-Finance
SME Empowerment

Non-collateral loans, business training, mentorship, and digital financial tools for micro-enterprises.

SME Training
Health Tech Access

Affordable HMO cover for the informal sector. No upfront hospital payments. Family plans from ₦650/month.

HealthTech InsurTech
Women & Children

Dedicated savings plans, maternal health cover, and business grants for female entrepreneurs and caregivers.

Gender Equity HMO
Climate Resilience

CNG conversion financing, green transition loans, and business templates for transport workers and farmers.

ClimateTech SDG
InsurTech Infrastructure

API-first insurance distribution at scale — connecting NHIAs, HMOs, and microfinance banks on one platform.

HealthTech API
UN Sustainable Development Goals

8 global goals.
One Nigerian platform.

Every BettaLyfe product maps directly to UN Sustainable Development Goals — enabling impact investors and DFIs to measure and report ESG outcomes with precision.

SDG 1 — No Poverty SDG 3 — Good Health SDG 4 — Quality Education SDG 5 — Gender Equality SDG 8 — Decent Work SDG 10 — Reduced Inequalities SDG 13 — Climate Action SDG 17 — Partnerships
Workers without pension 97%
Workers without health insurance 89%
With no formal access to credit 76%
Women-led households excluded from finance 83%
Community Impact

Building a more inclusive Nigeria

70M+
Informal workers
in our target market
1,600+
Partner hospitals
nationwide
₦10
Minimum daily
contribution
36
States & FCT
covered

Ready to create real impact?

Whether you're an individual, a community leader, or a partner organisation — your participation multiplies the impact.

Join BettaLyfe Partner With Us