Download the BettaLyfe app and get covered in minutes
Create an account, complete your KYC, and fund your wallet — then choose a pension plan, health cover, or loan built for how you actually earn.
Built for how you actually earn
Save as You Earn
No minimum bank balance, no branch visit — start a pension or savings plan with what you earn today.
Cashless health cover
No upfront hospital payments — access thousands of health facilities nationwide from your phone.
Everything in one wallet
Pension, health cover, loans, airtime and bill payments — manage it all from BettaLyfe App.
Four steps to your first plan
Download the app
Get BettaLyfe from the Google Play Store or Apple App Store — it's free.
Create your account
Sign up with your phone number — it takes about a minute.
Complete your KYC
Verify your identity with your BVN and NIN — this is a standard requirement for regulated financial services in Nigeria, and it keeps your wallet secure.
Fund your wallet & choose a plan
Top up your BettaLyfe wallet, then pick a pension plan, health cover, or loan that fits you.
A look inside the app
Start a pension plan
Set your amount and saving cycle — start today.
Pay bills, get cashback
Airtime, data, and utility payments from your wallet.
Refer & earn
Invite friends and earn cash rewards.
Questions before you download
What are BVN and NIN, and why do you need them?
Your Bank Verification Number (BVN) and National Identification Number (NIN) confirm your identity. Regulated financial platforms in Nigeria are required to verify these before you can fund a wallet or open a savings plan — it protects your account and is a standard step across licensed fintech and banking apps.
Is my money safe with BettaLyfe?
Your wallet and savings plans are held with our licensed banking and pension partners. KYC verification (BVN/NIN) is part of how we keep accounts secure.
How do I fund my wallet?
Once your account and KYC are set up, you can fund your BettaLyfe wallet by bank transfer or card from inside the app, then use that balance to start a pension plan, pay for health cover, or repay a loan.
What if I don't have a smartphone yet?
Some BettaLyfe services, like BettaCare health plans, are also available without the app — reach out via WhatsApp or visit our health cover page for details.
Is the app free to download?
Yes — downloading and creating a BettaLyfe account is free on both the App Store and Google Play.
Ready to get started?