Individual - Comprehensive Plan

Retail Health Plan

₦10,000 / month

At ₦120,000 per year, this health insurance plan gives you access to 1,888 hospitals around Nigeria. You can consult doctors, take lab tests, get children vaccines, visit a physiotherapist, access gyms etc. Limit for dental and eyecare is ₦60,000 and ₦15,000, respectively

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REGION OF COVER

Hospital Category Accessible Over 1,888 Hospitals

OUT-PATIENT SERVICES

Out-Patient Limit ₦300,000
Out-Patient Care, General and Specialist Consultation
X-Rays, Laboratory & Diagnostic Tests
Primary Eye Care- Consultation, Examination , Simple or primary infection or conditions and Medications
ENT services
Prescribed Medicines And Drugs
Advanced & Complex Investigations (incl. CT Scan, MRI Scan)

IN-PATIENT SERVICES

In-Patient Limit ₦1,000,000
X-Rays, Laboratory & Diagnostic Tests
Prescribed Medicines And Drugs
Intensive Care Services Private Ward
Physiotherapy Sessions (Up to approved limits) Subject to In-Patient Limit
Advanced & Complex Investigations (incl. CT Scan, MRI Scan) Emergency

SURGICAL SERVICES

Minor, Intermediate, Major Surgeries And Procedures Up to a limit of ₦500,000

MATERNITY SERVICES

Antenatal Care, Delivery & Postnatal care ₦500,000.00

DENTAL

Primary & Secondary Dental Care Covered up to ₦60,000.00

OPTICAL

Eye testing & Eye Care (Biennial Optical Lenses) Up to ₦15,000.00

OTOLARYNGOLOGICAL (EAR, NOSE AND THROAT)

Treatment of ENT diseases and removal of foreign bodies
ENT Surgeries As part of surgical limit

OTHER BENEFITS

Accidents & Emergencies
Evacuation (Home/Hospital to Hospital & Roadside to Hospital)
Routine Immunization (NPI) for 0 - 5yrs - DPT, Hepatitis B, HiB (Pentavalent), BCG, Measles, Oral Polio, Vitamin A supplementation& yellow fever
Additional Immunizations -Hepatitis B, HiB, Pneumococcal, Yellow Fever and Meningitis for Adults
Family Planning Services Pills, Injectables, Copper IUCDs, tubal ligation and Vasectomy
Fertility Services (Investigation Only) Counseling, USS, SFA, HSG & Hormonal Assay (Up to ₦50,000 only)
Health Screening at Designated Centres Physical examination, BMI, Urinalysis, PCV, Blood pressure, Blood sugar, Genotype, Chest x-ray, Serum cholesterol,E/U/Cr, LFT, Cervical smears every 2 years for women > 30 years, PSA for men above 40 yrs
HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres
Outpatient Psychiatry cover up to 8 weeks